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Casco FCU

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Personal Loans

Auto Loans

Let Casco FCU put you in the driver's seat. We offer competitively low rates and convenient terms on new and used vehicles. You could even get pre–approved for extra bargaining power.

Apply Now

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Get Behind the Wheel of a New or Used Vehicle with Low Rates and Flexible Terms

  • Competitive rates, flexible terms, and up to 110% financing on new vehicles

  • 100% financing on used vehicles

  • Fast and easy pre-approval process

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Details

  • Purchase your next vehicle affordably

  • 0.25% discount with a Casco FCU Checking Account and Direct Deposit

  • Enjoy up to 110% financing on new vehicles or 100% financing on used vehicles

  • Pre-approval available (for more bargaining power at the dealership)

  • Competitive rates

  • Terms customized to you (up to 72 months)

  • Streamlined application process

  • Personal, friendly service from start to finish

Personal Loans

Personal Loans

Access affordable funding for, well, just about anything. Our Personal Loans provide the means to do what matters most to you — without sacrificing your savings.

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Find Affordable Financing for Just About Anything

  • Helps you finance almost anything

  • Receive fast, personalized service that you aren’t likely to find at big banks

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Details

  • Affordable funding for almost anything!

  • Vehicle repairs

  • Family vacations

  • Personal projects

  • And more!

  • Competitive rates

  • Flexible terms customized to you

  • Easy application process

  • Personal, friendly service from start to finish

  • Fast decisions made here in Cumberland County

Secured Loans

Our Personal Secured Loan lets you borrow against your savings at an attractive rate while your savings continues to earn interest — it's a great way to establish good credit, or to reduce the cost of borrowing. Apply today, or speak to one of our friendly representatives about this borrowing option.

Signature Loans

Use only your signature and good credit score as a means for borrowing — apply today for a competitive-rate Signature Loan up to $15,000.*

*Determination of creditworthiness required.

Home Fuel Loans

We know how rough the winters here can be. Let us help you forget. Keep the cold at bay with funds for bulk fuel purchases and stove installations.

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Man wearing hat wearing scarf, wrapped in blanket, in chair, looks cold and sad

Stay Warmer this Winter with Affordable Funds for Fuel and Stoves 

  • Get a competitive rate on up to $3,000 for a 12-month term*

  • Lenders based in Cumberland County

  • Receive the fast response you need and friendly service you deserve

  • We see you as a neighbor — not a number

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Don't let rising heating costs make you sweat. Save yourself some stress this winter — lock in lower prices when you buy fuel in bulk! A Casco FCU Home Fuel Loan can make it happen.

Details

  • Get cash to cover heating costs

  • Buy heating fuel, firewood, or wood pellets in bulk while prices are low

  • Install a wood, gas, or pellet stove

  • Borrow up to $3,000 for 12 months*

  • Competitive rates

  • Easy application process

  • Personal, friendly service from start to finish

  • Local decisions made here in Cumberland County


*Offer is subject to change at any time without notice. Member eligibility and creditworthiness required.

Credit Builder Loan

Whether you're starting from scratch or working to overcome some costly mistakes, Casco FCU can help. Make regular, timely payments on this affordable loan to establish your credit history.

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Improve or Establish Your Credit History with an Easy-to-Manage, Low-Rate Loan 

  • Can help you reestablish your credit history while you build up savings for the future

  • No hidden fees or ghosts of financial-mistakes-past here — just help repairing your credit

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Don't have any credit? The Credit Builder Loan can help you too! It's an easy way to establish a payment history without those pesky fees and high interest rates that can come with Credit Cards. Look forward to a brighter financial future — apply today!

Details

  • Make on-time, monthly payments to help build or rebuild credit history

  • Competitive rates

  • Easy application process

  • Personal, friendly service from start to finish

  • Local decisions made here in Cumberland County

Learn More

For more information about how Casco FCU can help you improve your credit, please contact us directly at (207) 839-5588.

Safety Net Loans

Stop unexpected expenses from blowing your budget. This short–term loan will help you cover immediate needs — without wasting time on complicated applications or drawn–out decisions.

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Keep Costs from Catching You by Surprise with Fast Access to Affordable Financing

  • Used to help members access the cash they need to cover life's little surprises

  • Pay for that car repair or plumbing bill without dipping into your savings

  • Borrow amounts less than $1,000 for up to six months at a competitive rate

  • Apply online or come by any of our branches to talk to our local lenders today

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Details

  • Short-term loan for an immediate cash need

  • Covers costs for expenses less than $1,000

  • Repayment terms up to six months*

  • Competitive rates

  • Easy application process

  • Personal, friendly service from start to finish

  • Local decisions made here in Cumberland County


*Offer is subject to change at any time without notice. Member eligibility and creditworthiness required.

Holiday Loans

Make sure the holidays are a time of joy — not stress. Let Casco FCU give you funds to get gifts, decorate your home, feed your family, and more.

Apply Now

Wrapped presents under a Christmas tree

Have Even Happier Holidays with Financing for Presents, Decorations, and More

  • Borrow up to $2,500* to cover holiday costs

  • Apply online or come by any of our convenient locations

*APR is Annual Percentage Rate. Creditworthiness and other terms apply. See institution for details.

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Details

  • Get cash to cover holiday purchases

  • Borrow up to $2,500 for 12 months*

  • Competitive rates

  • Easy application process

  • Personal, friendly service from start to finish

  • Local decisions made here in Cumberland County


*Offer is subject to change at any time without notice. Member eligibility and creditworthiness required.

Equipment Loans

Need new equipment for your next project? Casco FCU can help. We finance lawn mowers, tractors, landscaping tools, and more.

APPLY NOW

Big green tractor working on farm

Get The Tools You Need to Get The Job Done With Low Rate Financing Options

  • Borrow up to $50,000 to purchase equipment including lawn mowers, tractors, log splitters, generators, landscaping equipment, and more

  • Fast and easy approval process

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Description

  • Borrow up to $50,000 to purchase equipment including: lawn mowers, tractors, tractor attachments, log splitters, generators, landscaping equipment, snow blowers, snow plows, bush hogs, and more!

    • Terms up to 120 months

    • 10% cash down required

    • $250 processing fee